BENEFIT PLANS
HEALTH CARE BENEFITS
Reimbursement of medical expenses
- Hospitalisations and day hospital
- Childbirth
- Day hospital
- Daily allowance for hospitalisations under NHS
- Outpatient treatments
- Diagnostic tests
- Dentale care
- Vision: contact lenses and eyeglasses
- Preventive care
Types of plans
COMPLETE
For categories of employees covered only by the National Health Service.
SUPPLEMENTARY
For categories of employees already enrolled in other healthcare industry-wide fund (i.e. FASI, FASDAC, QUAS or similar entities) established by national contractual agreements.
Additional healthcare services
DEATH AND PERMANENT DISABILITY DUE YO ACCIDENTS OR ILLNESS
Lump sum in case of death or disability
- due to a professional or non-professional accident
- Permanent, partial or total disability due to an illness
LONG TERM CARE AND CRITICAL ILLNESS/DREAD DISEASE
Lifetime annuity in case of
- LTC (lack of self-sufficiency)
- DD (serious illnesses): lump sum in case of critical illnesses
DEATH AND PERMANENT DISABILITY BY ANY CAUSE, DEATH WITH INDEMNITY IN LIEU OF WORKING NOTICE
Lump sum in case of
- Death due to any cause
- Death or permanent disability due to any cause
- Death with indemnity in lieu of working notice
WHAT WE GUARANTEE
Through Marsh – a worldwide leading insurance broker and TPA – we offer about 3.000 benefits solutions for employers and their employees in two different typology :
- indirect, through insured plans placed by ASSIDIM with insurance companies;
- direct, provided exclusively for health-care plans through self managed solutions financed by employers: through the My Rete (where applicable) ASSIDIMwill directly pay the amount due for treatments to the hospital/medical center.
Healthcare benefits for employees: find out which solutions are most valuable and appreciated by employees.
BENEFIT PLANS' CONTRIBUTIONS
Are defined according to selected benefit plan – depending on:
- Level of benefits;
- standard or tailor-made solutions;
- plans’ financial sustainability;
- size and industry of the employer;
- duration of the plan;
- census data of beneficiaries.